Good or bad is a matter of needs.

We represent the following companies and can connect you with the best one for you.

Fabric Life Insurance company

Launched

  • March 2017

Products

  • Term life insurance
    Accidental Life Insurance
    Free online will writing tools

Available

  • Nationwide except Montana.
  • Term life is only available in Colorado, Massachusetts, North Dakota, Pennsylvania, Virginia, and Washington.

Bestow Life Insurance Company

 

Launched

  • 2017-started selling in 2018
  • Based in Dallas

Available

  • All states except New York

Products

  • Instant issue term life insurance, with no riders or conversion options

Coverage

  • $50,000 to $1,000,000

Website

  • bestow.com

5 Start Insurance Company

  • M. Best: A- (Excellent)
  • BBB: A

Founded

  • 1996
  • Based in Virginia
  • Related to the Armed Forces Benefit Association (AFBA)

Product

  • Group term insurance policies

 

American General Life Insurance Company (AIG)

Launched

  • Roots go back to 1919

Products

  • Term life insurance
  • Final expense insurance
  • Return of premium policy
  • Guaranteed issue whole life insurance
  • Quality of life insurance
  • Universal life
  • Variable universal life

Website

  • https://www.aig.com/individual/insurance/life

Available

  • For individuals and families

American National Insurance Company

Founded

  • 1905
  • Headquarters in Texas

Available

  • operates in Springfield, Missouri; Glenmont, New York; League City, Texas; and San Antonio, Texas

Products

  • Signature term life – no medical exam
  • Signature term
  • Simplified issue term
  • Guaranteed universal life

Website

  • anico.com

Assurity Life Insurance

  • M. Best: A- (Excellent)
  • BBB: A+

Founded

  • Nearly 120 years ago
  • Headquartered in Lincoln, Nebraska

 

Products

  • Term life
  • Whole life
  • Universal life
  • Accidental death
  • Disability income insurance
  • Critical illness

 

Website

  • assurity.com

Columbian Life Insurance Company

  • M. Best Rating: A (Excellent)
  • S&P rating: BB+
  • BBB: A+

Founded

  • 1882
  • Illinois based
  • Part of Columbian Financial Group of companies

Products

  • Guaranteed issue whole life is the main product

Website

  • cfglife.com

Family Life Insurance Company

  • M. Best rating: B+ (Good)

Founded

  • 1949
  • Part of Manhattan Insurance Group
  • Based in Houston, Texas

 

Products

  • Mortgage protection life insurance
  • Accident insurance
  • Simple issue term life insurance
  • Whole life

Website

  • familylifeins.com

Fidelity Life Association

 

S&P Rating: A+

BBB: B

A.M. Best: A- (Excellent)

 

Founded

  • 1996
  • Based in Illinois
  • Part of Members Mutual Holding Company (Members Mutual) 

Products

  • 3 Term Life insurance policies
  • 2 final expense products
  • 1 permanent life insurance policy
  • 6 various Riders

Website

  • fidelitylife.com 

Gerber Life Insurance Company

  • S&P: AA- (Excellent)
  • M. Best: A (Excellent)
  • BBB: A+ (Excellent)

Founded

  • 1967
  • Headquartered in Fremont, Michigan 

Products

  • Gerber Life grow up plan for children- a whole life policy
  • Accident protection
  • Guaranteed issue life insurance

Website

  • gerberlife.com

Great Western Life Insurance Company

  • M. Best Rating: A- (Excellent)
  • BBB: A+

Based

  • Ogden, Utah
  • Licensed in 46 states and District of Columbia
  • Since 1983

Products

  • Final Expense
  • Preneed funeral
  • Group annuities

Website

  • gwic.com

Independent Order of Foresters

  • M. Best Rating: A (Excellent)
  • S&P Rating: A (Excellent)
  • BBB Rating: A- (Excellent)

 

Founded

  • 1874

Products

  • Your Term life insurance
  • Your Term Non-Med
  • Advantage Plus II whole life insurance

Website

  • foresters.com

Voya Life Insurance Company

  • S&P: A+
  • M. Best: A (Excellent)

Founded

  • Officially in 2014 ING U.S., Inc. became Voya Financials
  • Headquartered in Minneapolis

Products

ING provides banking, insurance, and asset management services worldwide.

  • IRA
  • Mutual Funds
  • Workplace Retirement Plans
  • Employee Benefits at Work
  • College Savings Plans

Website

www.voya.com/products-services/life-insurance

Kemper Life & Health Company

  • M. Best: A- (Excellent)
  • BBB: A+

Based

  • Chicago, Illinois

Products

  • Term Life
  • Whole Life

 Website

  • kemper.com

William Penn Life Insurance Company

  • S&P: AA
  • M. Best: A+ (Superior)

Based

  • New York
  • Chartered in 1962

Products

  • Term Life insurance products
  • Almost-Guaranteed issue life
  • Whole life products

 

Licensed in

  • CA, CT, DE, DC, FL, IL, IN, KY, MD, MA, MI, MO, NE, NJ, NY, NC, OH, PA, VA, WV, and WI.
  • Sold by insurance agencies only.

Website

  • http://www.wpalife.org/insurance/

Banner Life Insurance Company

  • S&P: AA
  • M. Best: A+ (Superior)
  • BBB: A+

Founded

  • Parent company Legal & General America
  • 180 years back
  • Based in Maryland

Products

  • Term Life
  • Universal Life
  • Multiple Riders available

Website

MetLife Life Insurance

  • S&P: AA
  • M. Best: A+ (Superior)

Founded

  • History dates back to 137 years
  • Based: Irvin, California

Products

  • Term Life
  • Permanent life

Website   

www.metlife.com 

Mutual of Omaha

 Founded

  • 1909
  • Based: Omaha, Nebraska

Products

  • Term life
  • Whole life
  • Universal life
  • Accidental death
  • Group insurance

Website

www.mutualofomaha.com

North American Company for Life and Health Insurance

  • S&P: A+
  • M. Best: A++ (Superior)

Based

  • Sioux Falls, South Dakota
  • Since 1886

Products

  • Term Life
  • Other annuities

Website

  • northamericancompany.com/

Pacific Life Insurance Company

  • S&P: AA-
  • M. Best: A+ (Superior)

Products

  • Term life insurance
  • Whole life
  • Universal life
  • Variable universal life
  • Indexed universal life
  • Insurance with long-term care

Website

  • pacificlife.com/home.html

Nassau Life Insurance Company

  • M. Best Rating: B+ (Good)
  • S&P Rating: BB (Good)
  • BBB Rating: Not rated

Headquartered

  • Connecticut
  • Founded 2015

Product

  • Term life no medical exam

Website

  • nsre.com

Protective Life Insurance Company

  • M. Best Rating: A+
  • S&P Rating: AA
  • BBB Rating: A-

Headquartered

  • Alabama
  • Working for 110 years

Product

  • Hybrid of term and universal life policy

Website         

  • protective.com

Prudential Life Insurance

S&P: AA-

A.M. Best: A+ (Superior)

Based

  • New jersey
  • One of the largest insurance companies in the U.S.A.

Products

  • Term life
  • Universal like
  • Indexed universal life
  • Variable universal life

Website

www.prudential.com/insurance/

Sagicor Life Insurance Company

  • M. Best Rating: A-
  • S&P Rating: BB-
  • BBB Rating: A+

Based

  • Arizona
  • Licensed in 45 states, also the District of Columbia
  • Since 1954

Products

  • Term life
  • Term life no-exam
  • Universal life
  • Universal life no-exam

Website

  • https://www.sagicor.com/en-us

SBLI Life Insurance

  • S&P: A-
  • M. Best: A+ (Superior)
  • BBB: A+

Founded

  • 1907
  • Boston, Massachusetts

Products

  • Term life
  • Smart Term 360
  • Whole life
  • Riders
  • Accelerated Underwriting

Website

www.sbli.com 

Transamerica Life Insurance Company

  • S&P: AA-
  • M. Best: A+ (Superior)
  • BBB: A+

Based

  • Iowa

Products

  • Term life
  • Whole life
  • Universal life
  • Indexed universal life
  • Final expense life

Website

  • transamerica.com

United Home Life Insurance Company

  • M. Best: A- (Excellent)
  • BBB: A-

Based

  • Indianapolis
  • Founded 1948

Products

  • Whole life
  • Term Life
  • Accidental death life insurance
  • Custom-tailored plans

Website

  • unitedhomelife.com

Americo Financial Life and Annuity Insurance

  • M. Best: A (Excellent)
  • BBB: C

Based

  • Kansas City, Missouri

Products

  • Term life
  • Whole life
  • Mortgage cover
  • funeral expense coverage
  • loss of income coverage

Website

  • americo.com

American Amicable Life Insurance of TX

  • M. Best: A++ (Superior)

Based

  • Texas

Products

  • Final Expense
  • Term Insurance (simplified issue no medical exam)
  • Universal Life
  • Free living benefit riders

Website

  • americanamicable.com/

John Hancock Life Insurance Company

  • M. Best: A++ (Superior)
  • BBB: A+

Based

  • Boston, Massachusetts
  • Experience: Over 150 years

Products

  • Term life insurance
  • Permanent life
  • Final expense insurance

Website

  • https://www.johnhancock.com/individual/products-and-services/insurance.html

 

Life Shield National Insurance Company

History

  • Since 1982
  • Oklahoma domiciled insurance company
  • Part of the Midland Group of Companies

Products

  • Individual/Joint Whole Life
  • AD&D

Website

  • https://www.lifeshieldnational.com/

Lincoln National Life Insurance Company

  • S&P: AA-
  • M. Best: A+ (Superior)

Headquartered

  • North Carolina
  • Founded: 1905

Products

  • Term Life
  • Universal life
  • Indexed universal life
  • Variable universal life

Website

  • com/public/individual

Surebridge Life Insurance

  • M. Best: A- (Excellent)

Based

  • Texas
  • Dealt by licensed insurance agents in 46 states and the District of Columbia

Products

  • Supplemental insurance
  • Life insurance

Website

  • https://www.surebridgeinsurance.com/

Aetna Insurance Company

  • M. Best Rating: A
  • S&P Rating: AA- (Superior)
  • BBB Rating: A+

Headquartered

  • Brentwood, Tennessee
  • Founded: 2005

Products

  • Term life
  • Signature term no-med
  • Simplified issue term life
  • Guaranteed UL
  • 3 different Final expense whole life policies

Website

  • aetnaseniorproducts.com

American Memorial Life Insurance Company

  • S&P: A
  • M. Best: A (Excellent)
  • BBB: A+

Based

  • Atlanta, Georgia and Rapid City, South Dakota
  • Sister company of Assurant Global Preneed

Main Product

  • Final Expense life insurance

Website

  • assurant.com

Sentinel Security Life Insurance Company

  • M. Best: B++ (Good)
  • BBB: A+

Based

  • Utah
  • Since 1948
  • Part of the Advantage Capital Holdings ("A-Cap") family of companies

Product

  • Final Expense

Website

www.sslco.com 

Liberty Bankers Life Insurance Company

  • M. Best: B+ (Good)
  • BBB: A+

Based

  • Dallas, Texas
  • owned by Liberty Life Group Trust

Products

 

Website

  • libertybankerslife.com

Madison National Life Insurance Company

  • M. Best: A- (Excellent)

Based

  • Madison, Wisconsin
  • Wholly-owned subsidiary of Independence Holding Company, an NYSE listed corporation (Symbol IHC) founded in 1961.
  • Licensed in 49 states, American Samoa, the District of Columbia, Guam, and the Virgin Islands

Products

  • Group term life insurance

Website

  • madisonlife.com

National Western Life Insurance Company

  • S&P: A
  • M. Best: A (Excellent)
  • BBB: A+

Based

  • Austin, Texas
  • Operates in 49 states except New York. Including the District of Columbia and four U.S. territories, also in Haiti

Products

  • Term life
  • Permanent life

Website

  • nationalwesternlife.com/

Principal Life Insurance Company

  • M. Best: A++ (Superior)
  • BBB: A+

Based

  • Iowa
  • #3 provider of group benefits (dental, life and disability)
  • Operates in Latin America and Asia through wholly-owned subsidiaries and joint ventures

Products

  • Term life
  • Permanent life
  • Disability income insurance

Website

  • principal.com

Prosperity Life Insurance Company

  • M. Best: A- (Excellent)

Based

  • New Jersey
  • Member companies: Shenandoah Life Insurance Company, SBLI USA Life Insurance Company, Inc., and S.USA Life Insurance Company, Inc.

Products

  • Final expense
  • Graded death benefit term
  • Income continuation term
  • Renewable & convertible term
  • Simple issue term
  • Whole life
  • Single-premium universal life

Website

www.prosperitylife.com/

Royal Neighbors of America Life Insurance Company

  • M. Best: A- (Excellent)
  • BBB: A+

Information

  • Illinois
  • Since 1985
  • Provides insurance to women

Products

  • Whole life and youth whole life
  • Single premium whole life
  • Simplified issue whole life
  • Term life

Website

  • royalneighbors.org